Most of Temple is in Bell County, where a full-time job needs to pay at least $28.61 an hour before taxes to take home four times the typical studio rent.
Across the 4 ZIP codes in Temple with HUD rent figures, studio rents run from $890 to $1,120 a month. At the middle rent, $960, a full-time job would need to pay $28.46 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 76501 | Bell County | $890/mo | $26.28/hr |
| 76502 | Bell County | $1,120/mo | $33.43/hr |
| 76503 | Bell County | $920/mo | $27.21/hr |
| 76504 | Bell County | $1,000/mo | $29.70/hr |
Under the Four Times Rent standard, a full-time job in Temple needs to pay at least $28.61 an hour before taxes, about $59,513 a year. That is the figure for Bell County, where the typical studio rent is $965 a month.
Yes. Across the 4 ZIP codes in Temple with HUD rent figures, studio rents run from $890 to $1,120 a month. At the middle rent of $960, the pay needed would be $28.46 an hour.
The minimum wage in Bell County is $7.25 an hour. The Four Times Rent standard there is 3.9 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads