Most of Sherman is in Grayson County, where a full-time job needs to pay at least $31.57 an hour before taxes to take home four times the typical studio rent.
Across the 3 ZIP codes in Sherman with HUD rent figures, studio rents run from $1,060 to $1,110 a month. At the middle rent, $1,110, a full-time job would need to pay $33.12 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 75090 | Grayson County | $1,060/mo | $31.57/hr |
| 75091 | Grayson County | $1,110/mo | $33.12/hr |
| 75092 | Grayson County | $1,110/mo | $33.12/hr |
Under the Four Times Rent standard, a full-time job in Sherman needs to pay at least $31.57 an hour before taxes, about $65,661 a year. That is the figure for Grayson County, where the typical studio rent is $1,060 a month.
Yes. Across the 3 ZIP codes in Sherman with HUD rent figures, studio rents run from $1,060 to $1,110 a month. At the middle rent of $1,110, the pay needed would be $33.12 an hour.
The minimum wage in Grayson County is $7.25 an hour. The Four Times Rent standard there is 4.4 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads