Most of Lubbock is in Lubbock County, where a full-time job needs to pay at least $25.97 an hour before taxes to take home four times the typical studio rent.
Across the 24 ZIP codes in Lubbock with HUD rent figures, studio rents run from $760 to $1,040 a month. At the middle rent, $890, a full-time job would need to pay $26.28 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 79401 | Lubbock County | $830/mo | $24.41/hr |
| 79402 | Lubbock County | $890/mo | $26.28/hr |
| 79403 | Lubbock County | $760/mo | $22.23/hr |
| 79404 | Lubbock County | $790/mo | $23.17/hr |
| 79406 | Lubbock County | $880/mo | $25.97/hr |
| 79407 | Lubbock County | $900/mo | $26.59/hr |
| 79408 | Lubbock County | $890/mo | $26.28/hr |
| 79409 | Lubbock County | $890/mo | $26.28/hr |
| 79410 | Lubbock County | $1,040/mo | $30.95/hr |
| 79411 | Lubbock County | $760/mo | $22.23/hr |
| 79412 | Lubbock County | $780/mo | $22.86/hr |
| 79413 | Lubbock County | $1,040/mo | $30.95/hr |
| 79414 | Lubbock County | $880/mo | $25.97/hr |
| 79415 | Lubbock County | $760/mo | $22.23/hr |
| 79416 | Lubbock County | $980/mo | $29.08/hr |
| 79423 | Lubbock County | $1,010/mo | $30.01/hr |
| 79424 | Lubbock County | $900/mo | $26.59/hr |
| 79430 | Lubbock County | $890/mo | $26.28/hr |
| 79452 | Lubbock County | $890/mo | $26.28/hr |
| 79453 | Lubbock County | $890/mo | $26.28/hr |
| 79464 | Lubbock County | $890/mo | $26.28/hr |
| 79490 | Lubbock County | $890/mo | $26.28/hr |
| 79493 | Lubbock County | $890/mo | $26.28/hr |
| 79499 | Lubbock County | $890/mo | $26.28/hr |
Under the Four Times Rent standard, a full-time job in Lubbock needs to pay at least $25.97 an hour before taxes, about $54,012 a year. That is the figure for Lubbock County, where the typical studio rent is $880 a month.
Yes. Across the 24 ZIP codes in Lubbock with HUD rent figures, studio rents run from $760 to $1,040 a month. At the middle rent of $890, the pay needed would be $26.28 an hour.
The minimum wage in Lubbock County is $7.25 an hour. The Four Times Rent standard there is 3.6 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads