Most of Nashville is in Davidson County, where a full-time job needs to pay at least $52.10 an hour before taxes to take home four times the typical studio rent.
Across the 30 ZIP codes in Nashville with HUD rent figures, studio rents run from $1,320 to $2,260 a month. At the middle rent, $1,640, a full-time job would need to pay $51.74 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 37201 | Davidson County | $2,060/mo | $66.76/hr |
| 37202 | Davidson County | $1,620/mo | $51.03/hr |
| 37203 | Davidson County | $1,890/mo | $60.63/hr |
| 37204 | Davidson County | $2,030/mo | $65.67/hr |
| 37205 | Davidson County | $1,990/mo | $64.20/hr |
| 37206 | Davidson County | $1,650/mo | $52.10/hr |
| 37207 | Davidson County | $1,320/mo | $40.37/hr |
| 37208 | Davidson County | $1,710/mo | $54.23/hr |
| 37209 | Davidson County | $1,790/mo | $57.07/hr |
| 37210 | Davidson County | $1,460/mo | $45.35/hr |
| 37211 | Davidson County | $1,640/mo | $51.74/hr |
| 37212 | Davidson County | $1,670/mo | $52.81/hr |
| 37213 | Davidson County | $1,640/mo | $51.74/hr |
| 37214 | Davidson County | $1,810/mo | $57.78/hr |
| 37215 | Davidson County | $1,980/mo | $63.84/hr |
| 37216 | Davidson County | $1,650/mo | $52.10/hr |
| 37217 | Davidson County | $1,640/mo | $51.74/hr |
| 37218 | Davidson County | $1,520/mo | $47.48/hr |
| 37219 | Davidson County | $2,260/mo | $74.08/hr |
| 37220 | Davidson County | $1,940/mo | $62.40/hr |
| 37221 | Davidson County | $1,880/mo | $60.27/hr |
| 37222 | Davidson County | $1,620/mo | $51.03/hr |
| 37224 | Davidson County | $1,620/mo | $51.03/hr |
| 37228 | Davidson County | $1,550/mo | $48.54/hr |
| 37229 | Davidson County | $1,620/mo | $51.03/hr |
| 37232 | Davidson County | $1,620/mo | $51.03/hr |
| 37236 | Davidson County | $1,620/mo | $51.03/hr |
| 37238 | Davidson County | $1,620/mo | $51.03/hr |
| 37243 | Davidson County | $1,620/mo | $51.03/hr |
| 37246 | Davidson County | $1,620/mo | $51.03/hr |
Under the Four Times Rent standard, a full-time job in Nashville needs to pay at least $52.10 an hour before taxes, about $108,364 a year. That is the figure for Davidson County, where the typical studio rent is $1,650 a month.
Yes. Across the 30 ZIP codes in Nashville with HUD rent figures, studio rents run from $1,320 to $2,260 a month. At the middle rent of $1,640, the pay needed would be $51.74 an hour.
The minimum wage in Davidson County is $7.25 an hour. The Four Times Rent standard there is 7.2 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads