Most of Cookeville is in Putnam County, where a full-time job needs to pay at least $22.70 an hour before taxes to take home four times the typical studio rent.
Across the 5 ZIP codes in Cookeville with HUD rent figures, studio rents run from $800 to $910 a month. At the middle rent, $810, a full-time job would need to pay $23.79 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 38501 | Putnam County | $810/mo | $23.79/hr |
| 38502 | Putnam County | $800/mo | $23.48/hr |
| 38503 | Putnam County | $800/mo | $23.48/hr |
| 38505 | Putnam County | $810/mo | $23.79/hr |
| 38506 | Putnam County | $910/mo | $26.90/hr |
Under the Four Times Rent standard, a full-time job in Cookeville needs to pay at least $22.70 an hour before taxes, about $47,216 a year. That is the figure for Putnam County, where the typical studio rent is $775 a month.
Yes. Across the 5 ZIP codes in Cookeville with HUD rent figures, studio rents run from $800 to $910 a month. At the middle rent of $810, the pay needed would be $23.79 an hour.
The minimum wage in Putnam County is $7.25 an hour. The Four Times Rent standard there is 3.1 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads