Most of Cleveland is in Bradley County, where a full-time job needs to pay at least $26.28 an hour before taxes to take home four times the typical studio rent.
Across the 5 ZIP codes in Cleveland with HUD rent figures, studio rents run from $860 to $960 a month. At the middle rent, $910, a full-time job would need to pay $26.90 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 37311 | Bradley County | $860/mo | $25.34/hr |
| 37312 | Bradley County | $960/mo | $28.46/hr |
| 37320 | Bradley County | $910/mo | $26.90/hr |
| 37323 | Bradley County | $860/mo | $25.34/hr |
| 37364 | Bradley County | $910/mo | $26.90/hr |
Under the Four Times Rent standard, a full-time job in Cleveland needs to pay at least $26.28 an hour before taxes, about $54,659 a year. That is the figure for Bradley County, where the typical studio rent is $890 a month.
Yes. Across the 5 ZIP codes in Cleveland with HUD rent figures, studio rents run from $860 to $960 a month. At the middle rent of $910, the pay needed would be $26.90 an hour.
The minimum wage in Bradley County is $7.25 an hour. The Four Times Rent standard there is 3.6 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads