Most of Bend is in Deschutes County, where a full-time job needs to pay at least $45.89 an hour before taxes to take home four times the typical studio rent.
Across the 6 ZIP codes in Bend with HUD rent figures, studio rents run from $1,390 to $1,780 a month. At the middle rent, $1,495, a full-time job would need to pay $52.56 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 97701 | Deschutes County | $1,390/mo | $48.15/hr |
| 97702 | Deschutes County | $1,560/mo | $55.35/hr |
| 97703 | Deschutes County | $1,550/mo | $54.94/hr |
| 97707 | Deschutes County | $1,780/mo | $64.42/hr |
| 97708 | Deschutes County | $1,440/mo | $50.20/hr |
| 97709 | Deschutes County | $1,440/mo | $50.20/hr |
Under the Four Times Rent standard, a full-time job in Bend needs to pay at least $45.89 an hour before taxes, about $95,458 a year. That is the figure for Deschutes County, where the typical studio rent is $1,335 a month.
Yes. Across the 6 ZIP codes in Bend with HUD rent figures, studio rents run from $1,390 to $1,780 a month. At the middle rent of $1,495, the pay needed would be $52.56 an hour.
The minimum wage in Deschutes County is $15.55 an hour. The Four Times Rent standard there is 3.0 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads