Most of Stillwater is in Payne County, where a full-time job needs to pay at least $22.19 an hour before taxes to take home four times the typical studio rent.
Across the 5 ZIP codes in Stillwater with HUD rent figures, studio rents run from $800 to $890 a month. At the middle rent, $870, a full-time job would need to pay $26.80 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 74074 | Payne County | $890/mo | $27.46/hr |
| 74075 | Payne County | $850/mo | $26.14/hr |
| 74076 | Payne County | $800/mo | $24.50/hr |
| 74077 | Payne County | $870/mo | $26.80/hr |
| 74078 | Payne County | $870/mo | $26.80/hr |
Under the Four Times Rent standard, a full-time job in Stillwater needs to pay at least $22.19 an hour before taxes, about $46,154 a year. That is the figure for Payne County, where the typical studio rent is $730 a month.
Yes. Across the 5 ZIP codes in Stillwater with HUD rent figures, studio rents run from $800 to $890 a month. At the middle rent of $870, the pay needed would be $26.80 an hour.
The minimum wage in Payne County is $7.25 an hour. The Four Times Rent standard there is 3.1 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads