Most of Ponca City is in Kay County, where a full-time job needs to pay at least $19.39 an hour before taxes to take home four times the typical studio rent.
Across the 3 ZIP codes in Ponca City with HUD rent figures, studio rents run from $640 to $660 a month. At the middle rent, $650, a full-time job would need to pay $19.55 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 74601 | Kay County | $660/mo | $19.88/hr |
| 74602 | Kay County | $640/mo | $19.22/hr |
| 74604 | Kay County | $650/mo | $19.55/hr |
Under the Four Times Rent standard, a full-time job in Ponca City needs to pay at least $19.39 an hour before taxes, about $40,326 a year. That is the figure for Kay County, where the typical studio rent is $645 a month.
Yes. Across the 3 ZIP codes in Ponca City with HUD rent figures, studio rents run from $640 to $660 a month. At the middle rent of $650, the pay needed would be $19.55 an hour.
The minimum wage in Kay County is $7.25 an hour. The Four Times Rent standard there is 2.7 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads