Most of Ardmore is in Carter County, where a full-time job needs to pay at least $21.86 an hour before taxes to take home four times the typical studio rent.
Across the 3 ZIP codes in Ardmore with HUD rent figures, studio rents run from $760 to $800 a month. At the middle rent, $760, a full-time job would need to pay $23.18 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 73401 | Carter County | $800/mo | $24.50/hr |
| 73402 | Carter County | $760/mo | $23.18/hr |
| 73403 | Carter County | $760/mo | $23.18/hr |
Under the Four Times Rent standard, a full-time job in Ardmore needs to pay at least $21.86 an hour before taxes, about $45,469 a year. That is the figure for Carter County, where the typical studio rent is $720 a month.
Yes. Across the 3 ZIP codes in Ardmore with HUD rent figures, studio rents run from $760 to $800 a month. At the middle rent of $760, the pay needed would be $23.18 an hour.
The minimum wage in Carter County is $7.25 an hour. The Four Times Rent standard there is 3.0 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads