Most of Toledo is in Lucas County, where a full-time job needs to pay at least $24.82 an hour before taxes to take home four times the typical studio rent.
Across the 16 ZIP codes in Toledo with HUD rent figures, studio rents run from $720 to $940 a month. At the middle rent, $820, a full-time job would need to pay $24.66 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 43604 | Lucas County | $720/mo | $21.43/hr |
| 43605 | Lucas County | $830/mo | $24.98/hr |
| 43606 | Lucas County | $840/mo | $25.30/hr |
| 43607 | Lucas County | $780/mo | $23.37/hr |
| 43608 | Lucas County | $750/mo | $22.40/hr |
| 43609 | Lucas County | $830/mo | $24.98/hr |
| 43610 | Lucas County | $820/mo | $24.66/hr |
| 43611 | Lucas County | $790/mo | $23.69/hr |
| 43612 | Lucas County | $870/mo | $26.27/hr |
| 43613 | Lucas County | $800/mo | $24.01/hr |
| 43614 | Lucas County | $770/mo | $23.05/hr |
| 43615 | Lucas County | $930/mo | $28.20/hr |
| 43617 | Lucas County | $940/mo | $28.52/hr |
| 43620 | Lucas County | $720/mo | $21.43/hr |
| 43623 | Lucas County | $820/mo | $24.66/hr |
| 43635 | Lucas County | $830/mo | $24.98/hr |
Under the Four Times Rent standard, a full-time job in Toledo needs to pay at least $24.82 an hour before taxes, about $51,622 a year. That is the figure for Lucas County, where the typical studio rent is $825 a month.
Yes. Across the 16 ZIP codes in Toledo with HUD rent figures, studio rents run from $720 to $940 a month. At the middle rent of $820, the pay needed would be $24.66 an hour.
The minimum wage in Lucas County is $11.00 an hour. The Four Times Rent standard there is 2.3 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads