Most of Lorain is in Lorain County, where a full-time job needs to pay at least $26.91 an hour before taxes to take home four times the typical studio rent.
Across the 3 ZIP codes in Lorain with HUD rent figures, studio rents run from $770 to $820 a month. At the middle rent, $810, a full-time job would need to pay $24.33 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 44052 | Lorain County | $820/mo | $24.66/hr |
| 44053 | Lorain County | $770/mo | $23.05/hr |
| 44055 | Lorain County | $810/mo | $24.33/hr |
Under the Four Times Rent standard, a full-time job in Lorain needs to pay at least $26.91 an hour before taxes, about $55,977 a year. That is the figure for Lorain County, where the typical studio rent is $890 a month.
Yes. Across the 3 ZIP codes in Lorain with HUD rent figures, studio rents run from $770 to $820 a month. At the middle rent of $810, the pay needed would be $24.33 an hour.
The minimum wage in Lorain County is $11.00 an hour. The Four Times Rent standard there is 2.4 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads