Most of Lima is in Allen County, where a full-time job needs to pay at least $27.88 an hour before taxes to take home four times the typical studio rent.
Across the 6 ZIP codes in Lima with HUD rent figures, studio rents run from $870 to $970 a month. At the middle rent, $915, a full-time job would need to pay $27.72 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 45801 | Allen County | $870/mo | $26.27/hr |
| 45802 | Allen County | $900/mo | $27.23/hr |
| 45804 | Allen County | $910/mo | $27.56/hr |
| 45805 | Allen County | $920/mo | $27.88/hr |
| 45806 | Allen County | $970/mo | $29.49/hr |
| 45807 | Allen County | $930/mo | $28.20/hr |
Under the Four Times Rent standard, a full-time job in Lima needs to pay at least $27.88 an hour before taxes, about $57,988 a year. That is the figure for Allen County, where the typical studio rent is $920 a month.
Yes. Across the 6 ZIP codes in Lima with HUD rent figures, studio rents run from $870 to $970 a month. At the middle rent of $915, the pay needed would be $27.72 an hour.
The minimum wage in Allen County is $11.00 an hour. The Four Times Rent standard there is 2.5 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads