Most of Shelby is in Cleveland County, where a full-time job needs to pay at least $26.98 an hour before taxes to take home four times the typical studio rent.
Across the 3 ZIP codes in Shelby with HUD rent figures, studio rents run from $850 to $880 a month. At the middle rent, $880, a full-time job would need to pay $26.98 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 28150 | Cleveland County | $880/mo | $26.98/hr |
| 28151 | Cleveland County | $850/mo | $25.99/hr |
| 28152 | Cleveland County | $880/mo | $26.98/hr |
Under the Four Times Rent standard, a full-time job in Shelby needs to pay at least $26.98 an hour before taxes, about $56,112 a year. That is the figure for Cleveland County, where the typical studio rent is $880 a month.
Yes. Across the 3 ZIP codes in Shelby with HUD rent figures, studio rents run from $850 to $880 a month. At the middle rent of $880, the pay needed would be $26.98 an hour.
The minimum wage in Cleveland County is $7.25 an hour. The Four Times Rent standard there is 3.7 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads