Most of Jacksonville is in Onslow County, where a full-time job needs to pay at least $34.18 an hour before taxes to take home four times the typical studio rent.
Across the 3 ZIP codes in Jacksonville with HUD rent figures, studio rents run from $1,010 to $1,100 a month. At the middle rent, $1,070, a full-time job would need to pay $33.20 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 28540 | Onslow County | $1,010/mo | $31.23/hr |
| 28541 | Onslow County | $1,070/mo | $33.20/hr |
| 28546 | Onslow County | $1,100/mo | $34.18/hr |
Under the Four Times Rent standard, a full-time job in Jacksonville needs to pay at least $34.18 an hour before taxes, about $71,094 a year. That is the figure for Onslow County, where the typical studio rent is $1,100 a month.
Yes. Across the 3 ZIP codes in Jacksonville with HUD rent figures, studio rents run from $1,010 to $1,100 a month. At the middle rent of $1,070, the pay needed would be $33.20 an hour.
The minimum wage in Onslow County is $7.25 an hour. The Four Times Rent standard there is 4.7 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads