Most of Niagara Falls is in Niagara County, where a full-time job needs to pay at least $32.30 an hour before taxes to take home four times the typical studio rent.
Across the 5 ZIP codes in Niagara Falls with HUD rent figures, studio rents run from $890 to $1,100 a month. At the middle rent, $970, a full-time job would need to pay $30.62 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 14301 | Niagara County | $890/mo | $27.94/hr |
| 14302 | Niagara County | $890/mo | $27.94/hr |
| 14303 | Niagara County | $970/mo | $30.62/hr |
| 14304 | Niagara County | $1,050/mo | $33.31/hr |
| 14305 | Niagara County | $1,100/mo | $35.05/hr |
Under the Four Times Rent standard, a full-time job in Niagara Falls needs to pay at least $32.30 an hour before taxes, about $67,186 a year. That is the figure for Niagara County, where the typical studio rent is $1,020 a month.
Yes. Across the 5 ZIP codes in Niagara Falls with HUD rent figures, studio rents run from $890 to $1,100 a month. At the middle rent of $970, the pay needed would be $30.62 an hour.
The minimum wage in Niagara County is $16.00 an hour. The Four Times Rent standard there is 2.0 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads