Most of Elmira is in Chemung County, where a full-time job needs to pay at least $33.31 an hour before taxes to take home four times the typical studio rent.
Across the 5 ZIP codes in Elmira with HUD rent figures, studio rents run from $870 to $1,070 a month. At the middle rent, $1,010, a full-time job would need to pay $31.97 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 14901 | Chemung County | $870/mo | $27.27/hr |
| 14902 | Chemung County | $1,020/mo | $32.30/hr |
| 14903 | Chemung County | $950/mo | $29.95/hr |
| 14904 | Chemung County | $1,010/mo | $31.97/hr |
| 14905 | Chemung County | $1,070/mo | $33.98/hr |
Under the Four Times Rent standard, a full-time job in Elmira needs to pay at least $33.31 an hour before taxes, about $69,280 a year. That is the figure for Chemung County, where the typical studio rent is $1,050 a month.
Yes. Across the 5 ZIP codes in Elmira with HUD rent figures, studio rents run from $870 to $1,070 a month. At the middle rent of $1,010, the pay needed would be $31.97 an hour.
The minimum wage in Chemung County is $16.00 an hour. The Four Times Rent standard there is 2.1 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads