Most of Albany is in Albany County, where a full-time job needs to pay at least $41.24 an hour before taxes to take home four times the typical studio rent.
Across the 22 ZIP codes in Albany with HUD rent figures, studio rents run from $1,100 to $1,860 a month. At the middle rent, $1,260, a full-time job would need to pay $41.24 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 12201 | Albany County | $1,260/mo | $41.24/hr |
| 12202 | Albany County | $1,100/mo | $35.05/hr |
| 12203 | Albany County | $1,370/mo | $45.50/hr |
| 12204 | Albany County | $1,270/mo | $41.63/hr |
| 12205 | Albany County | $1,370/mo | $45.50/hr |
| 12206 | Albany County | $1,230/mo | $40.08/hr |
| 12207 | Albany County | $1,420/mo | $47.45/hr |
| 12208 | Albany County | $1,250/mo | $40.85/hr |
| 12209 | Albany County | $1,140/mo | $36.59/hr |
| 12210 | Albany County | $1,120/mo | $35.81/hr |
| 12211 | Albany County | $1,680/mo | $57.58/hr |
| 12212 | Albany County | $1,260/mo | $41.24/hr |
| 12220 | Albany County | $1,260/mo | $41.24/hr |
| 12222 | Albany County | $1,860/mo | $64.72/hr |
| 12223 | Albany County | $1,260/mo | $41.24/hr |
| 12226 | Albany County | $1,260/mo | $41.24/hr |
| 12227 | Albany County | $1,260/mo | $41.24/hr |
| 12236 | Albany County | $1,260/mo | $41.24/hr |
| 12237 | Albany County | $1,260/mo | $41.24/hr |
| 12247 | Albany County | $1,260/mo | $41.24/hr |
| 12260 | Albany County | $1,260/mo | $41.24/hr |
| 12288 | Albany County | $1,260/mo | $41.24/hr |
Under the Four Times Rent standard, a full-time job in Albany needs to pay at least $41.24 an hour before taxes, about $85,776 a year. That is the figure for Albany County, where the typical studio rent is $1,260 a month.
Yes. Across the 22 ZIP codes in Albany with HUD rent figures, studio rents run from $1,100 to $1,860 a month. At the middle rent of $1,260, the pay needed would be $41.24 an hour.
The minimum wage in Albany County is $16.00 an hour. The Four Times Rent standard there is 2.6 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads