Most of Santa Fe is in Santa Fe County, where a full-time job needs to pay at least $39.48 an hour before taxes to take home four times the typical studio rent.
Across the 9 ZIP codes in Santa Fe with HUD rent figures, studio rents run from $1,140 to $1,470 a month. At the middle rent, $1,260, a full-time job would need to pay $40.05 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 87501 | Santa Fe County | $1,420/mo | $46.15/hr |
| 87502 | Santa Fe County | $1,260/mo | $40.05/hr |
| 87504 | Santa Fe County | $1,260/mo | $40.05/hr |
| 87505 | Santa Fe County | $1,290/mo | $41.19/hr |
| 87506 | Santa Fe County | $1,140/mo | $35.48/hr |
| 87507 | Santa Fe County | $1,160/mo | $36.24/hr |
| 87508 | Santa Fe County | $1,470/mo | $48.06/hr |
| 87592 | Santa Fe County | $1,260/mo | $40.05/hr |
| 87594 | Santa Fe County | $1,260/mo | $40.05/hr |
Under the Four Times Rent standard, a full-time job in Santa Fe needs to pay at least $39.48 an hour before taxes, about $82,119 a year. That is the figure for Santa Fe County, where the typical studio rent is $1,245 a month.
Yes. Across the 9 ZIP codes in Santa Fe with HUD rent figures, studio rents run from $1,140 to $1,470 a month. At the middle rent of $1,260, the pay needed would be $40.05 an hour.
The minimum wage in Santa Fe County is $12.00 an hour. The Four Times Rent standard there is 3.3 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads