Most of Albuquerque is in Bernalillo County, where a full-time job needs to pay at least $29.75 an hour before taxes to take home four times the typical studio rent.
Across the 40 ZIP codes in Albuquerque with HUD rent figures, studio rents run from $910 to $1,470 a month. At the middle rent, $960, a full-time job would need to pay $29.42 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 87101 | Bernalillo County | $960/mo | $29.42/hr |
| 87102 | Bernalillo County | $910/mo | $27.77/hr |
| 87103 | Bernalillo County | $960/mo | $29.42/hr |
| 87104 | Bernalillo County | $940/mo | $28.76/hr |
| 87105 | Bernalillo County | $910/mo | $27.77/hr |
| 87106 | Bernalillo County | $910/mo | $27.77/hr |
| 87107 | Bernalillo County | $910/mo | $27.77/hr |
| 87108 | Bernalillo County | $910/mo | $27.77/hr |
| 87109 | Bernalillo County | $1,070/mo | $33.06/hr |
| 87110 | Bernalillo County | $980/mo | $30.08/hr |
| 87111 | Bernalillo County | $1,240/mo | $39.29/hr |
| 87112 | Bernalillo County | $950/mo | $29.09/hr |
| 87113 | Bernalillo County | $1,350/mo | $43.48/hr |
| 87114 | Bernalillo County | $1,100/mo | $34.05/hr |
| 87115 | Bernalillo County | $960/mo | $29.42/hr |
| 87116 | Bernalillo County | $1,470/mo | $48.06/hr |
| 87119 | Bernalillo County | $960/mo | $29.42/hr |
| 87120 | Bernalillo County | $1,200/mo | $37.77/hr |
| 87121 | Bernalillo County | $1,150/mo | $35.86/hr |
| 87122 | Bernalillo County | $1,470/mo | $48.06/hr |
| 87123 | Bernalillo County | $910/mo | $27.77/hr |
| 87125 | Bernalillo County | $960/mo | $29.42/hr |
| 87151 | Bernalillo County | $1,150/mo | $35.86/hr |
| 87153 | Bernalillo County | $960/mo | $29.42/hr |
| 87154 | Bernalillo County | $960/mo | $29.42/hr |
| 87176 | Bernalillo County | $960/mo | $29.42/hr |
| 87181 | Bernalillo County | $960/mo | $29.42/hr |
| 87184 | Bernalillo County | $960/mo | $29.42/hr |
| 87185 | Bernalillo County | $960/mo | $29.42/hr |
| 87187 | Bernalillo County | $960/mo | $29.42/hr |
| 87190 | Bernalillo County | $960/mo | $29.42/hr |
| 87191 | Bernalillo County | $960/mo | $29.42/hr |
| 87192 | Bernalillo County | $960/mo | $29.42/hr |
| 87193 | Bernalillo County | $960/mo | $29.42/hr |
| 87194 | Bernalillo County | $960/mo | $29.42/hr |
| 87195 | Bernalillo County | $960/mo | $29.42/hr |
| 87196 | Bernalillo County | $960/mo | $29.42/hr |
| 87197 | Bernalillo County | $960/mo | $29.42/hr |
| 87198 | Bernalillo County | $960/mo | $29.42/hr |
| 87199 | Bernalillo County | $960/mo | $29.42/hr |
Under the Four Times Rent standard, a full-time job in Albuquerque needs to pay at least $29.75 an hour before taxes, about $61,884 a year. That is the figure for Bernalillo County, where the typical studio rent is $970 a month.
Yes. Across the 40 ZIP codes in Albuquerque with HUD rent figures, studio rents run from $910 to $1,470 a month. At the middle rent of $960, the pay needed would be $29.42 an hour.
The minimum wage in Bernalillo County is $12.00 an hour. The Four Times Rent standard there is 2.5 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads