Most of Jersey City is in Hudson County, where a full-time job needs to pay at least $89.33 an hour before taxes to take home four times the typical studio rent.
Across the 9 ZIP codes in Jersey City with HUD rent figures, studio rents run from $2,170 to $3,690 a month. At the middle rent, $2,460, a full-time job would need to pay $88.52 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 07097 | Hudson County | $2,460/mo | $88.52/hr |
| 07302 | Hudson County | $3,690/mo | $137.58/hr |
| 07303 | Hudson County | $2,460/mo | $88.52/hr |
| 07304 | Hudson County | $2,220/mo | $78.77/hr |
| 07305 | Hudson County | $2,170/mo | $76.74/hr |
| 07306 | Hudson County | $2,290/mo | $81.61/hr |
| 07307 | Hudson County | $2,440/mo | $87.71/hr |
| 07310 | Hudson County | $3,690/mo | $137.58/hr |
| 07311 | Hudson County | $3,690/mo | $137.58/hr |
Under the Four Times Rent standard, a full-time job in Jersey City needs to pay at least $89.33 an hour before taxes, about $185,802 a year. That is the figure for Hudson County, where the typical studio rent is $2,480 a month.
Yes. Across the 9 ZIP codes in Jersey City with HUD rent figures, studio rents run from $2,170 to $3,690 a month. At the middle rent of $2,460, the pay needed would be $88.52 an hour.
The minimum wage in Hudson County is $15.92 an hour. The Four Times Rent standard there is 5.6 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads