Most of Billings is in Yellowstone County, where a full-time job needs to pay at least $31.52 an hour before taxes to take home four times the typical studio rent.
Across the 8 ZIP codes in Billings with HUD rent figures, studio rents run from $950 to $1,250 a month. At the middle rent, $1,010, a full-time job would need to pay $31.36 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 59101 | Yellowstone County | $950/mo | $29.37/hr |
| 59102 | Yellowstone County | $1,030/mo | $32.02/hr |
| 59103 | Yellowstone County | $1,010/mo | $31.36/hr |
| 59104 | Yellowstone County | $1,010/mo | $31.36/hr |
| 59105 | Yellowstone County | $1,140/mo | $35.85/hr |
| 59106 | Yellowstone County | $1,250/mo | $40.10/hr |
| 59107 | Yellowstone County | $1,010/mo | $31.36/hr |
| 59108 | Yellowstone County | $1,010/mo | $31.36/hr |
Under the Four Times Rent standard, a full-time job in Billings needs to pay at least $31.52 an hour before taxes, about $65,563 a year. That is the figure for Yellowstone County, where the typical studio rent is $1,015 a month.
Yes. Across the 8 ZIP codes in Billings with HUD rent figures, studio rents run from $950 to $1,250 a month. At the middle rent of $1,010, the pay needed would be $31.36 an hour.
The minimum wage in Yellowstone County is $10.85 an hour. The Four Times Rent standard there is 2.9 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads