Most of Rolla is in Phelps County, where a full-time job needs to pay at least $23.60 an hour before taxes to take home four times the typical studio rent.
Across the 3 ZIP codes in Rolla with HUD rent figures, studio rents run from $750 to $780 a month. At the middle rent, $750, a full-time job would need to pay $22.62 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 65401 | Phelps County | $780/mo | $23.60/hr |
| 65402 | Phelps County | $750/mo | $22.62/hr |
| 65409 | Phelps County | $750/mo | $22.62/hr |
Under the Four Times Rent standard, a full-time job in Rolla needs to pay at least $23.60 an hour before taxes, about $49,097 a year. That is the figure for Phelps County, where the typical studio rent is $780 a month.
Yes. Across the 3 ZIP codes in Rolla with HUD rent figures, studio rents run from $750 to $780 a month. At the middle rent of $750, the pay needed would be $22.62 an hour.
The minimum wage in Phelps County is $15.00 an hour. The Four Times Rent standard there is 1.6 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads