Most of Jefferson City is in Cole County, where a full-time job needs to pay at least $23.27 an hour before taxes to take home four times the typical studio rent.
Across the 7 ZIP codes in Jefferson City with HUD rent figures, studio rents run from $730 to $770 a month. At the middle rent, $740, a full-time job would need to pay $22.29 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 65101 | Cole County | $730/mo | $21.96/hr |
| 65102 | Cole County | $740/mo | $22.29/hr |
| 65103 | Cole County | $740/mo | $22.29/hr |
| 65104 | Cole County | $740/mo | $22.29/hr |
| 65105 | Cole County | $740/mo | $22.29/hr |
| 65109 | Cole County | $770/mo | $23.27/hr |
| 65110 | Cole County | $740/mo | $22.29/hr |
Under the Four Times Rent standard, a full-time job in Jefferson City needs to pay at least $23.27 an hour before taxes, about $48,411 a year. That is the figure for Cole County, where the typical studio rent is $770 a month.
Yes. Across the 7 ZIP codes in Jefferson City with HUD rent figures, studio rents run from $730 to $770 a month. At the middle rent of $740, the pay needed would be $22.29 an hour.
The minimum wage in Cole County is $15.00 an hour. The Four Times Rent standard there is 1.6 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads