Most of Ballwin is in St. Louis County, where a full-time job needs to pay at least $35.63 an hour before taxes to take home four times the typical studio rent.
Across the 4 ZIP codes in Ballwin with HUD rent figures, studio rents run from $1,130 to $1,510 a month. At the middle rent, $1,210, a full-time job would need to pay $38.29 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 63011 | St. Louis County | $1,510/mo | $49.69/hr |
| 63021 | St. Louis County | $1,290/mo | $41.33/hr |
| 63022 | St. Louis County | $1,130/mo | $35.26/hr |
| 63024 | St. Louis County | $1,130/mo | $35.26/hr |
Under the Four Times Rent standard, a full-time job in Ballwin needs to pay at least $35.63 an hour before taxes, about $74,108 a year. That is the figure for St. Louis County, where the typical studio rent is $1,140 a month.
Yes. Across the 4 ZIP codes in Ballwin with HUD rent figures, studio rents run from $1,130 to $1,510 a month. At the middle rent of $1,210, the pay needed would be $38.29 an hour.
The minimum wage in St. Louis County is $15.00 an hour. The Four Times Rent standard there is 2.4 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads