Most of Springfield is in Hampden County, where a full-time job needs to pay at least $41.20 an hour before taxes to take home four times the typical studio rent.
Across the 17 ZIP codes in Springfield with HUD rent figures, studio rents run from $1,120 to $1,500 a month. At the middle rent, $1,310, a full-time job would need to pay $43.13 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 01101 | Hampden County | $1,260/mo | $41.20/hr |
| 01103 | Hampden County | $1,500/mo | $50.45/hr |
| 01104 | Hampden County | $1,380/mo | $45.82/hr |
| 01105 | Hampden County | $1,120/mo | $35.81/hr |
| 01107 | Hampden County | $1,310/mo | $43.13/hr |
| 01108 | Hampden County | $1,310/mo | $43.13/hr |
| 01109 | Hampden County | $1,330/mo | $43.90/hr |
| 01111 | Hampden County | $1,260/mo | $41.20/hr |
| 01115 | Hampden County | $1,260/mo | $41.20/hr |
| 01118 | Hampden County | $1,490/mo | $50.06/hr |
| 01119 | Hampden County | $1,340/mo | $44.28/hr |
| 01128 | Hampden County | $1,430/mo | $47.75/hr |
| 01129 | Hampden County | $1,410/mo | $46.98/hr |
| 01138 | Hampden County | $1,260/mo | $41.20/hr |
| 01139 | Hampden County | $1,260/mo | $41.20/hr |
| 01144 | Hampden County | $1,260/mo | $41.20/hr |
| 01152 | Hampden County | $1,260/mo | $41.20/hr |
Under the Four Times Rent standard, a full-time job in Springfield needs to pay at least $41.20 an hour before taxes, about $85,695 a year. That is the figure for Hampden County, where the typical studio rent is $1,260 a month.
Yes. Across the 17 ZIP codes in Springfield with HUD rent figures, studio rents run from $1,120 to $1,500 a month. At the middle rent of $1,310, the pay needed would be $43.13 an hour.
The minimum wage in Hampden County is $15.00 an hour. The Four Times Rent standard there is 2.7 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads