Most of Silver Spring is in Montgomery County, where a full-time job needs to pay at least $79.77 an hour before taxes to take home four times the typical studio rent.
Across the 14 ZIP codes in Silver Spring with HUD rent figures, studio rents run from $1,890 to $2,420 a month. At the middle rent, $2,140, a full-time job would need to pay $78.48 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 20901 | Montgomery County | $1,890/mo | $68.06/hr |
| 20902 | Montgomery County | $2,240/mo | $82.69/hr |
| 20903 | Montgomery County | $2,030/mo | $73.88/hr |
| 20904 | Montgomery County | $2,000/mo | $72.63/hr |
| 20905 | Montgomery County | $2,090/mo | $76.38/hr |
| 20906 | Montgomery County | $2,070/mo | $75.55/hr |
| 20907 | Montgomery County | $2,140/mo | $78.48/hr |
| 20910 | Montgomery County | $2,420/mo | $90.21/hr |
| 20911 | Montgomery County | $2,140/mo | $78.48/hr |
| 20914 | Montgomery County | $2,140/mo | $78.48/hr |
| 20915 | Montgomery County | $2,140/mo | $78.48/hr |
| 20916 | Montgomery County | $2,140/mo | $78.48/hr |
| 20918 | Montgomery County | $2,140/mo | $78.48/hr |
| 20993 | Montgomery County | $2,140/mo | $78.48/hr |
Under the Four Times Rent standard, a full-time job in Silver Spring needs to pay at least $79.77 an hour before taxes, about $165,914 a year. That is the figure for Montgomery County, where the typical studio rent is $2,170 a month.
Yes. Across the 14 ZIP codes in Silver Spring with HUD rent figures, studio rents run from $1,890 to $2,420 a month. At the middle rent of $2,140, the pay needed would be $78.48 an hour.
The minimum wage in Montgomery County is $15.00 an hour. The Four Times Rent standard there is 5.3 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads