Most of Gaithersburg is in Montgomery County, where a full-time job needs to pay at least $79.77 an hour before taxes to take home four times the typical studio rent.
Across the 9 ZIP codes in Gaithersburg with HUD rent figures, studio rents run from $1,040 to $2,310 a month. At the middle rent, $2,140, a full-time job would need to pay $78.48 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 20877 | Montgomery County | $2,060/mo | $75.13/hr |
| 20878 | Montgomery County | $2,310/mo | $85.62/hr |
| 20879 | Montgomery County | $2,010/mo | $73.05/hr |
| 20882 | Montgomery County | $1,760/mo | $62.64/hr |
| 20883 | Montgomery County | $2,140/mo | $78.48/hr |
| 20884 | Montgomery County | $2,140/mo | $78.48/hr |
| 20885 | Montgomery County | $2,140/mo | $78.48/hr |
| 20898 | Montgomery County | $2,140/mo | $78.48/hr |
| 20899 | Montgomery County | $1,040/mo | $33.86/hr |
Under the Four Times Rent standard, a full-time job in Gaithersburg needs to pay at least $79.77 an hour before taxes, about $165,914 a year. That is the figure for Montgomery County, where the typical studio rent is $2,170 a month.
Yes. Across the 9 ZIP codes in Gaithersburg with HUD rent figures, studio rents run from $1,040 to $2,310 a month. At the middle rent of $2,140, the pay needed would be $78.48 an hour.
The minimum wage in Montgomery County is $15.00 an hour. The Four Times Rent standard there is 5.3 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads