Most of Frederick is in Frederick County, where a full-time job needs to pay at least $59.83 an hour before taxes to take home four times the typical studio rent.
Across the 5 ZIP codes in Frederick with HUD rent figures, studio rents run from $1,740 to $2,720 a month. At the middle rent, $1,800, a full-time job would need to pay $64.27 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 21701 | Frederick County | $1,800/mo | $64.27/hr |
| 21702 | Frederick County | $1,740/mo | $61.83/hr |
| 21703 | Frederick County | $2,030/mo | $73.88/hr |
| 21704 | Frederick County | $2,720/mo | $102.13/hr |
| 21705 | Frederick County | $1,800/mo | $64.27/hr |
Under the Four Times Rent standard, a full-time job in Frederick needs to pay at least $59.83 an hour before taxes, about $124,441 a year. That is the figure for Frederick County, where the typical studio rent is $1,690 a month.
Yes. Across the 5 ZIP codes in Frederick with HUD rent figures, studio rents run from $1,740 to $2,720 a month. At the middle rent of $1,800, the pay needed would be $64.27 an hour.
The minimum wage in Frederick County is $15.00 an hour. The Four Times Rent standard there is 4.0 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads