Most of Annapolis is in Anne Arundel County, where a full-time job needs to pay at least $72.22 an hour before taxes to take home four times the typical studio rent.
Across the 7 ZIP codes in Annapolis with HUD rent figures, studio rents run from $1,810 to $2,290 a month. At the middle rent, $2,040, a full-time job would need to pay $74.30 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 21401 | Anne Arundel County | $2,040/mo | $74.30/hr |
| 21402 | Anne Arundel County | $2,290/mo | $84.78/hr |
| 21403 | Anne Arundel County | $1,810/mo | $64.69/hr |
| 21404 | Anne Arundel County | $1,910/mo | $68.89/hr |
| 21405 | Anne Arundel County | $2,100/mo | $76.80/hr |
| 21409 | Anne Arundel County | $2,070/mo | $75.55/hr |
| 21412 | Anne Arundel County | $1,910/mo | $68.89/hr |
Under the Four Times Rent standard, a full-time job in Annapolis needs to pay at least $72.22 an hour before taxes, about $150,212 a year. That is the figure for Anne Arundel County, where the typical studio rent is $1,990 a month.
Yes. Across the 7 ZIP codes in Annapolis with HUD rent figures, studio rents run from $1,810 to $2,290 a month. At the middle rent of $2,040, the pay needed would be $74.30 an hour.
The minimum wage in Anne Arundel County is $15.00 an hour. The Four Times Rent standard there is 4.8 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads