Most of London is in Laurel County, where a full-time job needs to pay at least $19.59 an hour before taxes to take home four times the typical studio rent.
Across the 3 ZIP codes in London with HUD rent figures, studio rents run from $670 to $690 a month. At the middle rent, $690, a full-time job would need to pay $20.89 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 40741 | Laurel County | $690/mo | $20.89/hr |
| 40744 | Laurel County | $690/mo | $20.89/hr |
| 40750 | Laurel County | $670/mo | $20.24/hr |
Under the Four Times Rent standard, a full-time job in London needs to pay at least $19.59 an hour before taxes, about $40,744 a year. That is the figure for Laurel County, where the typical studio rent is $650 a month.
Yes. Across the 3 ZIP codes in London with HUD rent figures, studio rents run from $670 to $690 a month. At the middle rent of $690, the pay needed would be $20.89 an hour.
The minimum wage in Laurel County is $7.25 an hour. The Four Times Rent standard there is 2.7 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads