Most of Urbana is in Champaign County, where a full-time job needs to pay at least $28.23 an hour before taxes to take home four times the typical studio rent.
Across the 3 ZIP codes in Urbana with HUD rent figures, studio rents run from $950 to $980 a month. At the middle rent, $950, a full-time job would need to pay $29.89 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 61801 | Champaign County | $950/mo | $29.89/hr |
| 61802 | Champaign County | $950/mo | $29.89/hr |
| 61803 | Champaign County | $980/mo | $30.89/hr |
Under the Four Times Rent standard, a full-time job in Urbana needs to pay at least $28.23 an hour before taxes, about $58,728 a year. That is the figure for Champaign County, where the typical studio rent is $900 a month.
Yes. Across the 3 ZIP codes in Urbana with HUD rent figures, studio rents run from $950 to $980 a month. At the middle rent of $950, the pay needed would be $29.89 an hour.
The minimum wage in Champaign County is $15.00 an hour. The Four Times Rent standard there is 1.9 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads