Most of Rockford is in Winnebago County, where a full-time job needs to pay at least $25.58 an hour before taxes to take home four times the typical studio rent.
Across the 13 ZIP codes in Rockford with HUD rent figures, studio rents run from $730 to $1,030 a month. At the middle rent, $810, a full-time job would need to pay $25.25 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 61101 | Winnebago County | $830/mo | $25.91/hr |
| 61102 | Winnebago County | $730/mo | $22.60/hr |
| 61103 | Winnebago County | $770/mo | $23.92/hr |
| 61104 | Winnebago County | $730/mo | $22.60/hr |
| 61105 | Winnebago County | $810/mo | $25.25/hr |
| 61107 | Winnebago County | $840/mo | $26.25/hr |
| 61108 | Winnebago County | $810/mo | $25.25/hr |
| 61109 | Winnebago County | $760/mo | $23.59/hr |
| 61110 | Winnebago County | $810/mo | $25.25/hr |
| 61112 | Winnebago County | $770/mo | $23.92/hr |
| 61114 | Winnebago County | $1,030/mo | $32.55/hr |
| 61125 | Winnebago County | $810/mo | $25.25/hr |
| 61126 | Winnebago County | $810/mo | $25.25/hr |
Under the Four Times Rent standard, a full-time job in Rockford needs to pay at least $25.58 an hour before taxes, about $53,211 a year. That is the figure for Winnebago County, where the typical studio rent is $820 a month.
Yes. Across the 13 ZIP codes in Rockford with HUD rent figures, studio rents run from $730 to $1,030 a month. At the middle rent of $810, the pay needed would be $25.25 an hour.
The minimum wage in Winnebago County is $15.00 an hour. The Four Times Rent standard there is 1.7 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads