Most of Loves Park is in Winnebago County, where a full-time job needs to pay at least $25.58 an hour before taxes to take home four times the typical studio rent.
Across the 4 ZIP codes in Loves Park with HUD rent figures, studio rents run from $810 to $870 a month. At the middle rent, $810, a full-time job would need to pay $25.25 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 61111 | Winnebago County | $870/mo | $27.24/hr |
| 61130 | Winnebago County | $810/mo | $25.25/hr |
| 61131 | Winnebago County | $810/mo | $25.25/hr |
| 61132 | Winnebago County | $810/mo | $25.25/hr |
Under the Four Times Rent standard, a full-time job in Loves Park needs to pay at least $25.58 an hour before taxes, about $53,211 a year. That is the figure for Winnebago County, where the typical studio rent is $820 a month.
Yes. Across the 4 ZIP codes in Loves Park with HUD rent figures, studio rents run from $810 to $870 a month. At the middle rent of $810, the pay needed would be $25.25 an hour.
The minimum wage in Winnebago County is $15.00 an hour. The Four Times Rent standard there is 1.7 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads