Most of Crystal Lake is in McHenry County, where a full-time job needs to pay at least $54.40 an hour before taxes to take home four times the typical studio rent.
Across the 3 ZIP codes in Crystal Lake with HUD rent figures, studio rents run from $1,600 to $1,830 a month. At the middle rent, $1,660, a full-time job would need to pay $56.31 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 60012 | McHenry County | $1,830/mo | $62.81/hr |
| 60014 | McHenry County | $1,660/mo | $56.31/hr |
| 60039 | McHenry County | $1,600/mo | $54.01/hr |
Under the Four Times Rent standard, a full-time job in Crystal Lake needs to pay at least $54.40 an hour before taxes, about $113,145 a year. That is the figure for McHenry County, where the typical studio rent is $1,610 a month.
Yes. Across the 3 ZIP codes in Crystal Lake with HUD rent figures, studio rents run from $1,600 to $1,830 a month. At the middle rent of $1,660, the pay needed would be $56.31 an hour.
The minimum wage in McHenry County is $15.00 an hour. The Four Times Rent standard there is 3.6 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads