Most of Saint Cloud is in Osceola County, where a full-time job needs to pay at least $54.94 an hour before taxes to take home four times the typical studio rent.
Across the 5 ZIP codes in Saint Cloud with HUD rent figures, studio rents run from $1,400 to $2,080 a month. At the middle rent, $1,730, a full-time job would need to pay $54.94 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 34769 | Osceola County | $1,400/mo | $43.21/hr |
| 34770 | Osceola County | $1,650/mo | $52.10/hr |
| 34771 | Osceola County | $1,730/mo | $54.94/hr |
| 34772 | Osceola County | $1,910/mo | $61.34/hr |
| 34773 | Osceola County | $2,080/mo | $67.49/hr |
Under the Four Times Rent standard, a full-time job in Saint Cloud needs to pay at least $54.94 an hour before taxes, about $114,277 a year. That is the figure for Osceola County, where the typical studio rent is $1,730 a month.
Yes. Across the 5 ZIP codes in Saint Cloud with HUD rent figures, studio rents run from $1,400 to $2,080 a month. At the middle rent of $1,730, the pay needed would be $54.94 an hour.
The minimum wage in Osceola County is $15.00 an hour. The Four Times Rent standard there is 3.7 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads