Most of Pensacola is in Escambia County, where a full-time job needs to pay at least $34.06 an hour before taxes to take home four times the typical studio rent.
Across the 20 ZIP codes in Pensacola with HUD rent figures, studio rents run from $1,010 to $1,580 a month. At the middle rent, $1,135, a full-time job would need to pay $33.90 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 32501 | Escambia County | $1,010/mo | $30.01/hr |
| 32502 | Escambia County | $1,180/mo | $35.40/hr |
| 32503 | Escambia County | $1,120/mo | $33.43/hr |
| 32504 | Escambia County | $1,140/mo | $34.06/hr |
| 32505 | Escambia County | $1,010/mo | $30.01/hr |
| 32506 | Escambia County | $1,180/mo | $35.40/hr |
| 32507 | Escambia County | $1,140/mo | $34.06/hr |
| 32508 | Escambia County | $1,580/mo | $49.61/hr |
| 32509 | Escambia County | $1,180/mo | $35.40/hr |
| 32511 | Escambia County | $1,160/mo | $34.71/hr |
| 32512 | Escambia County | $1,130/mo | $33.75/hr |
| 32513 | Escambia County | $1,130/mo | $33.75/hr |
| 32514 | Escambia County | $1,290/mo | $39.30/hr |
| 32516 | Escambia County | $1,130/mo | $33.75/hr |
| 32522 | Escambia County | $1,130/mo | $33.75/hr |
| 32523 | Escambia County | $1,130/mo | $33.75/hr |
| 32524 | Escambia County | $1,130/mo | $33.75/hr |
| 32526 | Escambia County | $1,180/mo | $35.40/hr |
| 32534 | Escambia County | $1,180/mo | $35.40/hr |
| 32591 | Escambia County | $1,130/mo | $33.75/hr |
Under the Four Times Rent standard, a full-time job in Pensacola needs to pay at least $34.06 an hour before taxes, about $70,838 a year. That is the figure for Escambia County, where the typical studio rent is $1,140 a month.
Yes. Across the 20 ZIP codes in Pensacola with HUD rent figures, studio rents run from $1,010 to $1,580 a month. At the middle rent of $1,135, the pay needed would be $33.90 an hour.
The minimum wage in Escambia County is $15.00 an hour. The Four Times Rent standard there is 2.3 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads