Most of Palm Bay is in Brevard County, where a full-time job needs to pay at least $41.79 an hour before taxes to take home four times the typical studio rent.
Across the 7 ZIP codes in Palm Bay with HUD rent figures, studio rents run from $1,250 to $1,600 a month. At the middle rent, $1,330, a full-time job would need to pay $40.73 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 32905 | Brevard County | $1,250/mo | $37.88/hr |
| 32906 | Brevard County | $1,330/mo | $40.73/hr |
| 32907 | Brevard County | $1,540/mo | $48.19/hr |
| 32908 | Brevard County | $1,600/mo | $50.32/hr |
| 32909 | Brevard County | $1,340/mo | $41.08/hr |
| 32910 | Brevard County | $1,330/mo | $40.73/hr |
| 32911 | Brevard County | $1,330/mo | $40.73/hr |
Under the Four Times Rent standard, a full-time job in Palm Bay needs to pay at least $41.79 an hour before taxes, about $86,928 a year. That is the figure for Brevard County, where the typical studio rent is $1,360 a month.
Yes. Across the 7 ZIP codes in Palm Bay with HUD rent figures, studio rents run from $1,250 to $1,600 a month. At the middle rent of $1,330, the pay needed would be $40.73 an hour.
The minimum wage in Brevard County is $15.00 an hour. The Four Times Rent standard there is 2.8 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads