Most of Lutz is in Hillsborough County, where a full-time job needs to pay at least $55.83 an hour before taxes to take home four times the typical studio rent.
Across the 4 ZIP codes in Lutz with HUD rent figures, studio rents run from $1,520 to $2,010 a month. At the middle rent, $1,615, a full-time job would need to pay $50.85 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 33548 | Hillsborough County | $2,010/mo | $64.93/hr |
| 33549 | Hillsborough County | $1,680/mo | $53.16/hr |
| 33558 | Hillsborough County | $1,550/mo | $48.54/hr |
| 33559 | Hillsborough County | $1,520/mo | $47.48/hr |
Under the Four Times Rent standard, a full-time job in Lutz needs to pay at least $55.83 an hour before taxes, about $116,125 a year. That is the figure for Hillsborough County, where the typical studio rent is $1,755 a month.
Yes. Across the 4 ZIP codes in Lutz with HUD rent figures, studio rents run from $1,520 to $2,010 a month. At the middle rent of $1,615, the pay needed would be $50.85 an hour.
The minimum wage in Hillsborough County is $15.00 an hour. The Four Times Rent standard there is 3.7 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads