Most of Land O Lakes is in Pasco County, where a full-time job needs to pay at least $42.50 an hour before taxes to take home four times the typical studio rent.
Across the 3 ZIP codes in Land O Lakes with HUD rent figures, studio rents run from $1,810 to $2,320 a month. At the middle rent, $2,010, a full-time job would need to pay $64.93 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 34637 | Pasco County | $1,810/mo | $57.78/hr |
| 34638 | Pasco County | $2,320/mo | $76.27/hr |
| 34639 | Pasco County | $2,010/mo | $64.93/hr |
Under the Four Times Rent standard, a full-time job in Land O Lakes needs to pay at least $42.50 an hour before taxes, about $88,407 a year. That is the figure for Pasco County, where the typical studio rent is $1,380 a month.
Yes. Across the 3 ZIP codes in Land O Lakes with HUD rent figures, studio rents run from $1,810 to $2,320 a month. At the middle rent of $2,010, the pay needed would be $64.93 an hour.
The minimum wage in Pasco County is $15.00 an hour. The Four Times Rent standard there is 2.8 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads