Most of Stockton is in San Joaquin County, where a full-time job needs to pay at least $54.21 an hour before taxes to take home four times the typical studio rent.
Across the 17 ZIP codes in Stockton with HUD rent figures, studio rents run from $880 to $2,130 a month. At the middle rent, $1,530, a full-time job would need to pay $52.54 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 95201 | San Joaquin County | $1,530/mo | $52.54/hr |
| 95202 | San Joaquin County | $880/mo | $27.13/hr |
| 95203 | San Joaquin County | $1,150/mo | $36.74/hr |
| 95204 | San Joaquin County | $1,260/mo | $41.25/hr |
| 95205 | San Joaquin County | $1,260/mo | $41.25/hr |
| 95206 | San Joaquin County | $1,360/mo | $45.42/hr |
| 95207 | San Joaquin County | $1,540/mo | $52.95/hr |
| 95208 | San Joaquin County | $1,530/mo | $52.54/hr |
| 95209 | San Joaquin County | $1,630/mo | $56.72/hr |
| 95210 | San Joaquin County | $1,340/mo | $44.59/hr |
| 95211 | San Joaquin County | $1,360/mo | $45.42/hr |
| 95212 | San Joaquin County | $2,130/mo | $78.13/hr |
| 95213 | San Joaquin County | $1,530/mo | $52.54/hr |
| 95215 | San Joaquin County | $1,210/mo | $39.20/hr |
| 95219 | San Joaquin County | $1,720/mo | $60.49/hr |
| 95267 | San Joaquin County | $1,530/mo | $52.54/hr |
| 95269 | San Joaquin County | $1,530/mo | $52.54/hr |
Under the Four Times Rent standard, a full-time job in Stockton needs to pay at least $54.21 an hour before taxes, about $112,756 a year. That is the figure for San Joaquin County, where the typical studio rent is $1,570 a month.
Yes. Across the 17 ZIP codes in Stockton with HUD rent figures, studio rents run from $880 to $2,130 a month. At the middle rent of $1,530, the pay needed would be $52.54 an hour.
The minimum wage in San Joaquin County is $16.90 an hour. The Four Times Rent standard there is 3.2 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads