Most of Santa Barbara is in Santa Barbara County, where a full-time job needs to pay at least $103.33 an hour before taxes to take home four times the typical studio rent.
Across the 16 ZIP codes in Santa Barbara with HUD rent figures, studio rents run from $2,480 to $3,480 a month. At the middle rent, $2,580, a full-time job would need to pay $97.47 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 93101 | Santa Barbara County | $3,070/mo | $117.09/hr |
| 93102 | Santa Barbara County | $2,480/mo | $93.28/hr |
| 93103 | Santa Barbara County | $2,890/mo | $109.66/hr |
| 93105 | Santa Barbara County | $2,900/mo | $110.06/hr |
| 93106 | Santa Barbara County | $2,680/mo | $101.37/hr |
| 93108 | Santa Barbara County | $2,900/mo | $110.06/hr |
| 93109 | Santa Barbara County | $3,480/mo | $134.76/hr |
| 93110 | Santa Barbara County | $2,830/mo | $107.28/hr |
| 93111 | Santa Barbara County | $3,370/mo | $130.02/hr |
| 93120 | Santa Barbara County | $2,480/mo | $93.28/hr |
| 93121 | Santa Barbara County | $2,480/mo | $93.28/hr |
| 93130 | Santa Barbara County | $2,480/mo | $93.28/hr |
| 93140 | Santa Barbara County | $2,480/mo | $93.28/hr |
| 93150 | Santa Barbara County | $2,480/mo | $93.28/hr |
| 93160 | Santa Barbara County | $2,480/mo | $93.28/hr |
| 93190 | Santa Barbara County | $2,480/mo | $93.28/hr |
Under the Four Times Rent standard, a full-time job in Santa Barbara needs to pay at least $103.33 an hour before taxes, about $214,925 a year. That is the figure for Santa Barbara County, where the typical studio rent is $2,730 a month.
Yes. Across the 16 ZIP codes in Santa Barbara with HUD rent figures, studio rents run from $2,480 to $3,480 a month. At the middle rent of $2,580, the pay needed would be $97.47 an hour.
The minimum wage in Santa Barbara County is $16.90 an hour. The Four Times Rent standard there is 6.1 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads