Most of San Mateo is in San Mateo County, where a full-time job needs to pay at least $102.16 an hour before taxes to take home four times the typical studio rent.
Across the 4 ZIP codes in San Mateo with HUD rent figures, studio rents run from $2,490 to $3,520 a month. At the middle rent, $2,970, a full-time job would need to pay $112.84 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 94401 | San Mateo County | $2,490/mo | $93.72/hr |
| 94402 | San Mateo County | $2,810/mo | $106.49/hr |
| 94403 | San Mateo County | $3,130/mo | $119.68/hr |
| 94404 | San Mateo County | $3,520/mo | $136.49/hr |
Under the Four Times Rent standard, a full-time job in San Mateo needs to pay at least $102.16 an hour before taxes, about $212,486 a year. That is the figure for San Mateo County, where the typical studio rent is $2,700 a month.
Yes. Across the 4 ZIP codes in San Mateo with HUD rent figures, studio rents run from $2,490 to $3,520 a month. At the middle rent of $2,970, the pay needed would be $112.84 an hour.
The minimum wage in San Mateo County is $16.90 an hour. The Four Times Rent standard there is 6.0 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads