Most of San Luis Obispo is in San Luis Obispo County, where a full-time job needs to pay at least $69.69 an hour before taxes to take home four times the typical studio rent.
Across the 8 ZIP codes in San Luis Obispo with HUD rent figures, studio rents run from $1,890 to $2,140 a month. At the middle rent, $1,960, a full-time job would need to pay $70.77 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 93401 | San Luis Obispo County | $2,140/mo | $78.57/hr |
| 93403 | San Luis Obispo County | $1,890/mo | $67.74/hr |
| 93405 | San Luis Obispo County | $1,960/mo | $70.77/hr |
| 93406 | San Luis Obispo County | $1,890/mo | $67.74/hr |
| 93407 | San Luis Obispo County | $1,960/mo | $70.77/hr |
| 93408 | San Luis Obispo County | $1,960/mo | $70.77/hr |
| 93409 | San Luis Obispo County | $1,960/mo | $70.77/hr |
| 93410 | San Luis Obispo County | $1,960/mo | $70.77/hr |
Under the Four Times Rent standard, a full-time job in San Luis Obispo needs to pay at least $69.69 an hour before taxes, about $144,957 a year. That is the figure for San Luis Obispo County, where the typical studio rent is $1,935 a month.
Yes. Across the 8 ZIP codes in San Luis Obispo with HUD rent figures, studio rents run from $1,890 to $2,140 a month. At the middle rent of $1,960, the pay needed would be $70.77 an hour.
The minimum wage in San Luis Obispo County is $16.90 an hour. The Four Times Rent standard there is 4.1 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads