Most of San Diego is in San Diego County, where a full-time job needs to pay at least $80.73 an hour before taxes to take home four times the typical studio rent.
Across the 70 ZIP codes in San Diego with HUD rent figures, studio rents run from $1,730 to $3,280 a month. At the middle rent, $2,190, a full-time job would need to pay $80.73 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 92101 | San Diego County | $3,180/mo | $121.83/hr |
| 92102 | San Diego County | $2,100/mo | $76.83/hr |
| 92103 | San Diego County | $2,490/mo | $93.72/hr |
| 92104 | San Diego County | $2,260/mo | $83.76/hr |
| 92105 | San Diego County | $1,780/mo | $63.00/hr |
| 92106 | San Diego County | $2,270/mo | $84.19/hr |
| 92107 | San Diego County | $2,460/mo | $92.42/hr |
| 92108 | San Diego County | $3,200/mo | $122.69/hr |
| 92109 | San Diego County | $2,700/mo | $102.16/hr |
| 92110 | San Diego County | $2,520/mo | $95.02/hr |
| 92111 | San Diego County | $2,190/mo | $80.73/hr |
| 92112 | San Diego County | $2,190/mo | $80.73/hr |
| 92113 | San Diego County | $1,740/mo | $61.32/hr |
| 92114 | San Diego County | $1,880/mo | $67.31/hr |
| 92115 | San Diego County | $2,060/mo | $75.10/hr |
| 92116 | San Diego County | $2,220/mo | $82.03/hr |
| 92117 | San Diego County | $2,180/mo | $80.30/hr |
| 92119 | San Diego County | $2,280/mo | $84.63/hr |
| 92120 | San Diego County | $2,410/mo | $90.25/hr |
| 92121 | San Diego County | $2,550/mo | $96.28/hr |
| 92122 | San Diego County | $2,870/mo | $108.87/hr |
| 92123 | San Diego County | $2,790/mo | $105.70/hr |
| 92124 | San Diego County | $3,110/mo | $118.82/hr |
| 92126 | San Diego County | $2,700/mo | $102.16/hr |
| 92127 | San Diego County | $2,650/mo | $100.20/hr |
| 92128 | San Diego County | $2,800/mo | $106.09/hr |
| 92129 | San Diego County | $2,400/mo | $89.82/hr |
| 92130 | San Diego County | $3,280/mo | $126.14/hr |
| 92131 | San Diego County | $3,070/mo | $117.09/hr |
| 92132 | San Diego County | $2,190/mo | $80.73/hr |
| 92134 | San Diego County | $3,110/mo | $118.82/hr |
| 92135 | San Diego County | $3,280/mo | $126.14/hr |
| 92136 | San Diego County | $1,730/mo | $60.90/hr |
| 92137 | San Diego County | $2,190/mo | $80.73/hr |
| 92138 | San Diego County | $2,190/mo | $80.73/hr |
| 92139 | San Diego County | $2,120/mo | $77.70/hr |
| 92140 | San Diego County | $2,970/mo | $112.84/hr |
| 92142 | San Diego County | $2,190/mo | $80.73/hr |
| 92145 | San Diego County | $2,650/mo | $100.20/hr |
| 92147 | San Diego County | $2,640/mo | $99.81/hr |
| 92149 | San Diego County | $2,190/mo | $80.73/hr |
| 92150 | San Diego County | $2,190/mo | $80.73/hr |
| 92152 | San Diego County | $2,190/mo | $80.73/hr |
| 92153 | San Diego County | $2,190/mo | $80.73/hr |
| 92154 | San Diego County | $2,150/mo | $79.00/hr |
| 92155 | San Diego County | $3,280/mo | $126.14/hr |
| 92159 | San Diego County | $2,190/mo | $80.73/hr |
| 92160 | San Diego County | $2,190/mo | $80.73/hr |
| 92161 | San Diego County | $2,190/mo | $80.73/hr |
| 92163 | San Diego County | $2,190/mo | $80.73/hr |
| 92165 | San Diego County | $2,190/mo | $80.73/hr |
| 92166 | San Diego County | $2,190/mo | $80.73/hr |
| 92167 | San Diego County | $2,190/mo | $80.73/hr |
| 92168 | San Diego County | $2,190/mo | $80.73/hr |
| 92169 | San Diego County | $2,190/mo | $80.73/hr |
| 92170 | San Diego County | $2,190/mo | $80.73/hr |
| 92171 | San Diego County | $2,190/mo | $80.73/hr |
| 92172 | San Diego County | $2,190/mo | $80.73/hr |
| 92174 | San Diego County | $2,190/mo | $80.73/hr |
| 92175 | San Diego County | $2,190/mo | $80.73/hr |
| 92176 | San Diego County | $2,190/mo | $80.73/hr |
| 92177 | San Diego County | $2,190/mo | $80.73/hr |
| 92179 | San Diego County | $2,150/mo | $79.00/hr |
| 92182 | San Diego County | $2,190/mo | $80.73/hr |
| 92191 | San Diego County | $2,190/mo | $80.73/hr |
| 92192 | San Diego County | $2,190/mo | $80.73/hr |
| 92193 | San Diego County | $2,190/mo | $80.73/hr |
| 92195 | San Diego County | $2,190/mo | $80.73/hr |
| 92196 | San Diego County | $2,190/mo | $80.73/hr |
| 92198 | San Diego County | $2,190/mo | $80.73/hr |
Under the Four Times Rent standard, a full-time job in San Diego needs to pay at least $80.73 an hour before taxes, about $167,918 a year. That is the figure for San Diego County, where the typical studio rent is $2,190 a month.
Yes. Across the 70 ZIP codes in San Diego with HUD rent figures, studio rents run from $1,730 to $3,280 a month. At the middle rent of $2,190, the pay needed would be $80.73 an hour.
The minimum wage in San Diego County is $16.90 an hour. The Four Times Rent standard there is 4.8 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads