To take home four times the typical rent here, a full-time job needs to pay at least $52.54 an hour before taxes, about $109,274 a year.
Rent is the middle of 75 ZIP-level HUD studio rents in the county. HUD's county-wide figure is $1,605 (Riverside-San Bernardino-Ontario, CA MSA).
Rents vary within the county. This is what the standard would be at each ZIP code's own studio rent; the county figure above is what the calculator uses.
| ZIP | Place | Studio rent | Pay needed |
|---|---|---|---|
| 91701 | Rancho Cucamonga | $2,050/mo | $74.67/hr |
| 91708 | Chino | $2,400/mo | $89.82/hr |
| 91709 | Chino Hills | $2,400/mo | $89.82/hr |
| 91710 | Chino | $1,830/mo | $65.15/hr |
| 91729 | Rancho Cucamonga | $1,560/mo | $53.79/hr |
| 91730 | Rancho Cucamonga | $2,270/mo | $84.19/hr |
| 91737 | Rancho Cucamonga | $2,120/mo | $77.70/hr |
| 91739 | Rancho Cucamonga | $2,210/mo | $81.60/hr |
| 91743 | Guasti | $1,560/mo | $53.79/hr |
| 91759 | Mt Baldy | $1,870/mo | $66.88/hr |
| 91761 | Ontario | $1,800/mo | $63.85/hr |
| 91762 | Ontario | $1,750/mo | $61.74/hr |
| 91763 | Montclair | $1,630/mo | $56.72/hr |
| 91764 | Ontario | $1,990/mo | $72.07/hr |
| 91766 | Pomona (partly) | $1,910/mo | $68.61/hr |
| 91784 | Upland | $2,400/mo | $89.82/hr |
| 91785 | Upland | $1,560/mo | $53.79/hr |
| 91786 | Upland | $1,950/mo | $70.34/hr |
| 92242 | Earp | $1,530/mo | $52.54/hr |
| 92252 | Joshua Tree | $1,530/mo | $52.54/hr |
| 92256 | Morongo Valley | $1,530/mo | $52.54/hr |
| 92267 | Parker Dam | $1,530/mo | $52.54/hr |
| 92268 | Pioneertown | $1,530/mo | $52.54/hr |
| 92277 | Twentynine Palms | $1,530/mo | $52.54/hr |
| 92278 | Twentynine Palms | $1,530/mo | $52.54/hr |
| 92280 | Vidal | $1,560/mo | $53.79/hr |
| 92284 | Yucca Valley | $1,530/mo | $52.54/hr |
| 92285 | Landers | $1,530/mo | $52.54/hr |
| 92286 | Yucca Valley | $1,560/mo | $53.79/hr |
| 92301 | Adelanto | $1,300/mo | $42.91/hr |
| 92304 | Amboy | $1,560/mo | $53.79/hr |
| 92305 | Angelus Oaks | $1,530/mo | $52.54/hr |
| 92307 | Apple Valley | $1,530/mo | $52.54/hr |
| 92308 | Apple Valley | $1,530/mo | $52.54/hr |
| 92309 | Baker | $1,530/mo | $52.54/hr |
| 92310 | Fort Irwin | $1,530/mo | $52.54/hr |
| 92311 | Barstow | $1,530/mo | $52.54/hr |
| 92312 | Barstow | $1,560/mo | $53.79/hr |
| 92313 | Grand Terrace | $1,640/mo | $57.14/hr |
| 92314 | Big Bear City | $1,530/mo | $52.54/hr |
| 92315 | Big Bear Lake | $1,530/mo | $52.54/hr |
| 92316 | Bloomington | $1,530/mo | $52.54/hr |
| 92317 | Blue Jay | $1,530/mo | $52.54/hr |
| 92318 | Bryn Mawr | $1,560/mo | $53.79/hr |
| 92321 | Cedar Glen | $1,530/mo | $52.54/hr |
| 92322 | Cedarpines Park | $1,630/mo | $56.72/hr |
| 92323 | Cima | $1,560/mo | $53.79/hr |
| 92324 | Colton | $1,600/mo | $55.46/hr |
| 92325 | Crestline | $1,530/mo | $52.54/hr |
| 92327 | Daggett | $1,530/mo | $52.54/hr |
| 92329 | Phelan | $1,560/mo | $53.79/hr |
| 92331 | Fontana | $1,560/mo | $53.79/hr |
| 92332 | Essex | $1,560/mo | $53.79/hr |
| 92333 | Fawnskin | $1,540/mo | $52.95/hr |
| 92334 | Fontana | $1,560/mo | $53.79/hr |
| 92335 | Fontana | $1,640/mo | $57.14/hr |
| 92336 | Fontana | $1,950/mo | $70.34/hr |
| 92337 | Fontana | $1,920/mo | $69.04/hr |
| 92338 | Ludlow | $1,560/mo | $53.79/hr |
| 92339 | Forest Falls | $1,590/mo | $55.05/hr |
| 92340 | Hesperia | $1,560/mo | $53.79/hr |
| 92341 | Green Valley Lake | $1,610/mo | $55.88/hr |
| 92342 | Helendale | $1,530/mo | $52.54/hr |
| 92344 | Hesperia | $1,900/mo | $68.18/hr |
| 92345 | Hesperia | $1,530/mo | $52.54/hr |
| 92346 | Highland | $1,530/mo | $52.54/hr |
| 92347 | Hinkley | $1,530/mo | $52.54/hr |
| 92350 | Loma Linda | $1,580/mo | $54.63/hr |
| 92352 | Lake Arrowhead | $1,960/mo | $70.77/hr |
| 92354 | Loma Linda | $1,580/mo | $54.63/hr |
| 92356 | Lucerne Valley | $1,530/mo | $52.54/hr |
| 92357 | Loma Linda | $1,560/mo | $53.79/hr |
| 92358 | Lytle Creek | $1,530/mo | $52.54/hr |
| 92359 | Mentone | $1,530/mo | $52.54/hr |
| 92363 | Needles | $1,530/mo | $52.54/hr |
| 92364 | Nipton | $1,560/mo | $53.79/hr |
| 92365 | Newberry Springs | $1,530/mo | $52.54/hr |
| 92366 | Mountain Pass | $1,560/mo | $53.79/hr |
| 92368 | Oro Grande | $1,530/mo | $52.54/hr |
| 92369 | Patton | $1,530/mo | $52.54/hr |
| 92371 | Phelan | $1,530/mo | $52.54/hr |
| 92372 | Pinon Hills | $1,530/mo | $52.54/hr |
| 92373 | Redlands | $1,920/mo | $69.04/hr |
| 92374 | Redlands | $1,830/mo | $65.15/hr |
| 92375 | Redlands | $1,560/mo | $53.79/hr |
| 92376 | Rialto | $1,560/mo | $53.79/hr |
| 92377 | Rialto | $2,150/mo | $79.00/hr |
| 92378 | Rimforest | $1,530/mo | $52.54/hr |
| 92382 | Running Springs | $1,610/mo | $55.88/hr |
| 92385 | Skyforest | $1,530/mo | $52.54/hr |
| 92386 | Sugarloaf | $1,850/mo | $66.01/hr |
| 92391 | Twin Peaks | $1,530/mo | $52.54/hr |
| 92392 | Victorville | $1,600/mo | $55.46/hr |
| 92393 | Victorville | $1,560/mo | $53.79/hr |
| 92394 | Victorville | $1,530/mo | $52.54/hr |
| 92395 | Victorville | $1,530/mo | $52.54/hr |
| 92397 | Wrightwood | $1,520/mo | $52.12/hr |
| 92398 | Yermo | $1,530/mo | $52.54/hr |
| 92399 | Yucaipa | $1,530/mo | $52.54/hr |
| 92401 | San Bernardino | $1,530/mo | $52.54/hr |
| 92402 | San Bernardino | $1,560/mo | $53.79/hr |
| 92403 | San Bernardino | $1,560/mo | $53.79/hr |
| 92404 | San Bernardino | $1,530/mo | $52.54/hr |
| 92405 | San Bernardino | $1,530/mo | $52.54/hr |
| 92406 | San Bernardino | $1,560/mo | $53.79/hr |
| 92407 | San Bernardino | $1,750/mo | $61.74/hr |
| 92408 | San Bernardino | $1,530/mo | $52.54/hr |
| 92410 | San Bernardino | $1,530/mo | $52.54/hr |
| 92411 | San Bernardino | $1,530/mo | $52.54/hr |
| 92413 | San Bernardino | $1,560/mo | $53.79/hr |
| 92415 | San Bernardino | $1,560/mo | $53.79/hr |
| 92423 | San Bernardino | $1,560/mo | $53.79/hr |
| 92427 | San Bernardino | $1,560/mo | $53.79/hr |
| 93558 | Red Mountain | $1,560/mo | $53.79/hr |
| 93562 | Trona | $1,530/mo | $52.54/hr |
| 93592 | Trona | $1,560/mo | $53.79/hr |
Under the Four Times Rent standard, a full-time job in San Bernardino County, California needs to pay at least $52.54 an hour before taxes, about $109,274 a year. That leaves $6,120 a month after taxes, four times the typical $1,530 rent on a studio apartment.
The minimum wage here is $16.90 an hour (California minimum wage). The standard is 3.1 times that. A full-time minimum-wage job takes home about $2,467 a month, 40% of the standard.
Take the typical monthly cost of a studio apartment, multiply by four, and divide by 160 hours of work a month. That's the take-home pay needed per hour. The pay before taxes is what it takes to keep that much after federal, state and local income taxes and Social Security and Medicare.
The idea behind the standard is laid out in Chapter 1: The Living Wage Revolution.