Most of Modesto is in Stanislaus County, where a full-time job needs to pay at least $41.04 an hour before taxes to take home four times the typical studio rent.
Across the 10 ZIP codes in Modesto with HUD rent figures, studio rents run from $1,150 to $1,680 a month. At the middle rent, $1,270, a full-time job would need to pay $41.66 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 95350 | Stanislaus County | $1,270/mo | $41.66/hr |
| 95351 | Stanislaus County | $1,150/mo | $36.74/hr |
| 95352 | Stanislaus County | $1,270/mo | $41.66/hr |
| 95353 | Stanislaus County | $1,270/mo | $41.66/hr |
| 95354 | Stanislaus County | $1,220/mo | $39.61/hr |
| 95355 | Stanislaus County | $1,380/mo | $46.26/hr |
| 95356 | Stanislaus County | $1,460/mo | $49.61/hr |
| 95357 | Stanislaus County | $1,680/mo | $58.81/hr |
| 95358 | Stanislaus County | $1,290/mo | $42.49/hr |
| 95397 | Stanislaus County | $1,270/mo | $41.66/hr |
Under the Four Times Rent standard, a full-time job in Modesto needs to pay at least $41.04 an hour before taxes, about $85,373 a year. That is the figure for Stanislaus County, where the typical studio rent is $1,255 a month.
Yes. Across the 10 ZIP codes in Modesto with HUD rent figures, studio rents run from $1,150 to $1,680 a month. At the middle rent of $1,270, the pay needed would be $41.66 an hour.
The minimum wage in Stanislaus County is $16.90 an hour. The Four Times Rent standard there is 2.4 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads