Most of Lodi is in San Joaquin County, where a full-time job needs to pay at least $54.21 an hour before taxes to take home four times the typical studio rent.
Across the 3 ZIP codes in Lodi with HUD rent figures, studio rents run from $1,440 to $1,740 a month. At the middle rent, $1,530, a full-time job would need to pay $52.54 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 95240 | San Joaquin County | $1,440/mo | $48.77/hr |
| 95241 | San Joaquin County | $1,530/mo | $52.54/hr |
| 95242 | San Joaquin County | $1,740/mo | $61.32/hr |
Under the Four Times Rent standard, a full-time job in Lodi needs to pay at least $54.21 an hour before taxes, about $112,756 a year. That is the figure for San Joaquin County, where the typical studio rent is $1,570 a month.
Yes. Across the 3 ZIP codes in Lodi with HUD rent figures, studio rents run from $1,440 to $1,740 a month. At the middle rent of $1,530, the pay needed would be $52.54 an hour.
The minimum wage in San Joaquin County is $16.90 an hour. The Four Times Rent standard there is 3.2 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads