Most of Fort Smith is in Sebastian County, where a full-time job needs to pay at least $22.00 an hour before taxes to take home four times the typical studio rent.
Across the 12 ZIP codes in Fort Smith with HUD rent figures, studio rents run from $730 to $1,010 a month. At the middle rent, $750, a full-time job would need to pay $22.65 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 72901 | Sebastian County | $730/mo | $22.00/hr |
| 72902 | Sebastian County | $750/mo | $22.65/hr |
| 72903 | Sebastian County | $770/mo | $23.30/hr |
| 72904 | Sebastian County | $730/mo | $22.00/hr |
| 72905 | Sebastian County | $750/mo | $22.65/hr |
| 72906 | Sebastian County | $750/mo | $22.65/hr |
| 72908 | Sebastian County | $770/mo | $23.30/hr |
| 72913 | Sebastian County | $750/mo | $22.65/hr |
| 72914 | Sebastian County | $750/mo | $22.65/hr |
| 72916 | Sebastian County | $1,010/mo | $31.13/hr |
| 72917 | Sebastian County | $750/mo | $22.65/hr |
| 72918 | Sebastian County | $750/mo | $22.65/hr |
Under the Four Times Rent standard, a full-time job in Fort Smith needs to pay at least $22.00 an hour before taxes, about $45,752 a year. That is the figure for Sebastian County, where the typical studio rent is $730 a month.
Yes. Across the 12 ZIP codes in Fort Smith with HUD rent figures, studio rents run from $730 to $1,010 a month. At the middle rent of $750, the pay needed would be $22.65 an hour.
The minimum wage in Sebastian County is $11.00 an hour. The Four Times Rent standard there is 2.0 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads