Most of Phoenix is in Maricopa County, where a full-time job needs to pay at least $48.00 an hour before taxes to take home four times the typical studio rent.
Across the 67 ZIP codes in Phoenix with HUD rent figures, studio rents run from $1,080 to $2,080 a month. At the middle rent, $1,400, a full-time job would need to pay $44.50 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 85001 | Maricopa County | $1,400/mo | $44.50/hr |
| 85002 | Maricopa County | $1,400/mo | $44.50/hr |
| 85003 | Maricopa County | $1,290/mo | $40.45/hr |
| 85004 | Maricopa County | $1,560/mo | $50.40/hr |
| 85005 | Maricopa County | $1,400/mo | $44.50/hr |
| 85006 | Maricopa County | $1,080/mo | $32.96/hr |
| 85007 | Maricopa County | $1,080/mo | $32.96/hr |
| 85008 | Maricopa County | $1,170/mo | $36.03/hr |
| 85009 | Maricopa County | $1,080/mo | $32.96/hr |
| 85010 | Maricopa County | $1,400/mo | $44.50/hr |
| 85011 | Maricopa County | $1,400/mo | $44.50/hr |
| 85012 | Maricopa County | $1,500/mo | $48.19/hr |
| 85013 | Maricopa County | $1,430/mo | $45.61/hr |
| 85014 | Maricopa County | $1,300/mo | $40.82/hr |
| 85015 | Maricopa County | $1,120/mo | $34.24/hr |
| 85016 | Maricopa County | $1,520/mo | $48.93/hr |
| 85017 | Maricopa County | $1,080/mo | $32.96/hr |
| 85018 | Maricopa County | $1,410/mo | $44.87/hr |
| 85019 | Maricopa County | $1,190/mo | $36.77/hr |
| 85020 | Maricopa County | $1,270/mo | $39.71/hr |
| 85021 | Maricopa County | $1,150/mo | $35.30/hr |
| 85022 | Maricopa County | $1,420/mo | $45.24/hr |
| 85023 | Maricopa County | $1,240/mo | $38.61/hr |
| 85024 | Maricopa County | $1,580/mo | $51.14/hr |
| 85026 | Maricopa County | $1,400/mo | $44.50/hr |
| 85027 | Maricopa County | $1,360/mo | $43.03/hr |
| 85028 | Maricopa County | $1,640/mo | $53.35/hr |
| 85029 | Maricopa County | $1,220/mo | $37.87/hr |
| 85030 | Maricopa County | $1,400/mo | $44.50/hr |
| 85031 | Maricopa County | $1,330/mo | $41.92/hr |
| 85032 | Maricopa County | $1,270/mo | $39.71/hr |
| 85033 | Maricopa County | $1,170/mo | $36.03/hr |
| 85034 | Maricopa County | $1,230/mo | $38.24/hr |
| 85035 | Maricopa County | $1,200/mo | $37.13/hr |
| 85036 | Maricopa County | $1,400/mo | $44.50/hr |
| 85037 | Maricopa County | $1,430/mo | $45.61/hr |
| 85040 | Maricopa County | $1,080/mo | $32.96/hr |
| 85041 | Maricopa County | $1,440/mo | $45.98/hr |
| 85042 | Maricopa County | $1,350/mo | $42.66/hr |
| 85043 | Maricopa County | $1,370/mo | $43.40/hr |
| 85044 | Maricopa County | $1,610/mo | $52.24/hr |
| 85045 | Maricopa County | $2,080/mo | $69.75/hr |
| 85046 | Maricopa County | $1,400/mo | $44.50/hr |
| 85048 | Maricopa County | $1,750/mo | $57.40/hr |
| 85050 | Maricopa County | $1,940/mo | $64.43/hr |
| 85051 | Maricopa County | $1,080/mo | $32.96/hr |
| 85053 | Maricopa County | $1,180/mo | $36.40/hr |
| 85054 | Maricopa County | $1,850/mo | $61.08/hr |
| 85060 | Maricopa County | $1,400/mo | $44.50/hr |
| 85061 | Maricopa County | $1,400/mo | $44.50/hr |
| 85063 | Maricopa County | $1,400/mo | $44.50/hr |
| 85064 | Maricopa County | $1,400/mo | $44.50/hr |
| 85066 | Maricopa County | $1,400/mo | $44.50/hr |
| 85067 | Maricopa County | $1,400/mo | $44.50/hr |
| 85068 | Maricopa County | $1,400/mo | $44.50/hr |
| 85069 | Maricopa County | $1,400/mo | $44.50/hr |
| 85070 | Maricopa County | $1,400/mo | $44.50/hr |
| 85071 | Maricopa County | $1,400/mo | $44.50/hr |
| 85074 | Maricopa County | $1,400/mo | $44.50/hr |
| 85076 | Maricopa County | $1,400/mo | $44.50/hr |
| 85078 | Maricopa County | $1,400/mo | $44.50/hr |
| 85079 | Maricopa County | $1,400/mo | $44.50/hr |
| 85080 | Maricopa County | $1,400/mo | $44.50/hr |
| 85082 | Maricopa County | $1,400/mo | $44.50/hr |
| 85083 | Maricopa County | $1,910/mo | $63.30/hr |
| 85085 | Maricopa County | $1,600/mo | $51.87/hr |
| 85086 | Maricopa County | $1,880/mo | $62.19/hr |
Under the Four Times Rent standard, a full-time job in Phoenix needs to pay at least $48.00 an hour before taxes, about $99,849 a year. That is the figure for Maricopa County, where the typical studio rent is $1,495 a month.
Yes. Across the 67 ZIP codes in Phoenix with HUD rent figures, studio rents run from $1,080 to $2,080 a month. At the middle rent of $1,400, the pay needed would be $44.50 an hour.
The minimum wage in Maricopa County is $15.15 an hour. The Four Times Rent standard there is 3.2 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads